Holding Debt Buyers Accountable.

Debt buyers purchase old debts for pennies on the dollar and then attempt to collect the full amount, often without proper documentation. Cannon Legal PLLC challenges these entities to prove they have the legal right to collect from you. We are experienced in defending consumers against lawsuits and aggressive tactics from the nation’s largest debt buyers.

Industries experience

Strategic Defenses Against Debt Buyers.

Demand Strict Proof of Ownership

The debt buyer must prove they legally own your debt. We challenge their chain of title and demand original account documents, which they often cannot produce.

Raise the Statute of Limitations

Debt buyers frequently try to collect “zombie debt” that is too old to be legally enforced. We use the statute of limitations as a complete defense to stop them.

Identify FDCPA Violations

Debt buyers are known for violating the FDCPA. We document their illegal actions, which can be used as leverage or to file a countersuit against them.

Defend You in Court

If a debt buyer has already sued you, it is critical to respond. Our attorneys provide aggressive courtroom defense to protect you from a default judgment.

Our Approach

  • Force the debt buyer to prove legal standing.
  • Demand the complete transaction history.
  • Assert the statute of limitations defense.
  • File answers and defenses to lawsuits.
  • Conduct discovery to expose weaknesses.
  • Leverage FDCPA violations in negotiations.

The Alternative

  • Getting a default judgment against you.
  • Facing wage garnishment or bank levies.
  • Paying a debt they cannot legally prove.
  • Resetting the statute of limitations.
  • Damaging your credit with a judgment.
  • Fighting a well-funded company alone.

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