Know Your Rights Under the FDCPA.

The Fair Debt Collection Practices Act (FDCPA) is a federal law that protects you from abusive, unfair, or deceptive debt collection tactics. At Cannon Legal PLLC, we use the FDCPA as a shield to protect our clients and a sword to hold illegal collectors accountable. If your rights have been violated, you may be entitled to statutory damages.

Industries experience

Common FDCPA Violations We Fight.

Harassment and Abuse

This includes repeated calls intended to annoy, using obscene language, or threatening violence. Collectors cannot harass you or any third parties they contact.

False or Misleading Representations

Collectors cannot lie about the amount you owe, falsely claim to be attorneys, or threaten you with arrest or legal action they do not intend to take.

Unfair Practices

This includes trying to collect interest or fees not authorized by the original agreement, depositing a post-dated check early, or contacting you by postcard.

Your Right to Sue for Damages

If a collector violates the FDCPA, you can sue them. You may be able to recover actual damages, statutory damages up to $1,000, and your attorney’s fees.

Our Approach

  • Documenting all collector communications.
  • Sending formal cease and desist letters.
  • Reviewing calls and letters for violations.
  • Using violations as leverage in negotiations.
  • Filing FDCPA lawsuits to recover damages.
  • Demanding illegal collections cease.

The Alternative

  • Enduring illegal harassment and abuse.
  • Believing false threats from collectors.
  • Paying amounts you don’t legally owe.
  • Damage to your mental and emotional well-being.
  • Allowing your rights to be trampled.
  • Missing the opportunity to recover damages.

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