Federal Employee Financial Bridge Program
A government shutdown creates an immediate, severe financial crisis for federal employees. While you wait for Congress to act, your bills—your mortgage, car payment, and credit card debt—are still due.
Ignoring the problem is not an option. Contacting creditors yourself can be stressful and often yields inconsistent results, with a high risk that the “accommodation” you receive still results in a late payment reported to the credit bureaus.
Formal Accommodation Requests
We submit a legally-drafted letter to each of your creditors (mortgage, auto, credit card, etc.), clearly citing the government shutdown as the financial hardship.
Securing a Payment Pause
We negotiate for a period of forbearance or deferment, ensuring your account remains in good standing while your pay is interrupted.
Waiver of Fees
We aggressively request the waiver of all accrued late fees, penalties, and non-sufficient funds (NSF) charges directly resulting from the shutdown.
Critical Credit Protection
We negotiate and demand an explicit, written agreement that the creditor will not report any payment disruptions during the accommodation period as late or negative to Experian, Equifax, or TransUnion. This is the single most important action to safeguard your credit score.
Why Use a Law Firm to Handle Your Creditor Negotiations?
Your Financial Future Doesn’t Have to Be a Casualty of the Shutdown
Take Control of Your Debt Today.
Don’t wait until a payment is missed. Proactive negotiation is the best defense for your credit score.
Cannon Legal PLLC is a consumer law firm licensed in TX. We provide legal assistance in debt negotiation and consumer protection matters.
